Management Philosophy

To the world with region, to a better future with customers

Management Vision

Global Best Regional Financial Group

Strategy Goals

GROW 2023
- Great Financial Group (ROE 10%)
- Race for Global (Global 5%)
- Optimized Digital Experience (Customer on Demand)
-Well-balanced Portfolio (Non-banking Affiliates 30%)

Strategiy Goals

• Strength competitiveness of banking affiliates
• Intensify non-banking affiliates for rapid growth and high return
• Reinforce WM Business as a new growth engine
• Expand CIB Business
• Transformation to Digital Financial Group
• Expand Global Business in long-term perspective
• Stabilization cash-cow affiliates

Core Values

• Cooperation
• Challenge
• Openness
• Integrity
• Proximity